Insurance rates and pilot-error accidents

Guest Discussion
1

Ok, hoping someone out there who lived with the “fork-tailed doctor killer…” or similar experience can tell me something.

In terms of actual rates, what happens if say it turns out that more Cirrus SR-2x’s crash than other designs, but those crahes are pilot-error. Does everyone take the hit? My gut tells me that even if a Cirrus never went down due to anything but pilot-error, rates will still be sky-rocketing.

2

My gut tells me that even if a Cirrus never went down due to anything but pilot-error, rates will still be sky-rocketing.

That would be my guess. It would seem to indicate either the plane is too difficult to fly or that it attracks unskilled or careless pilots. Either way I would expect the insurance to go up.