Hi, I’m just about to finish up my private pilot - hoping to get a check ride in by the end of November. I would like to buy a plane before starting on my IFR, which I want to get going on right away. I’ve been really intrigued by Cirrus, but am not sure if it’s the right plane for me.
I intend to use the plane for vacation and weekend travel with my family of 4 (kids are about adult size, with the 4 of us weighing in at about 670 lbs), as well as occasional business trips and joy rides. As far as range goes, we’d like to make it at least 400 nm on a tank of fuel. I’d love to have something that would do 200 ktas, but it may be out of reach in terms of price once the wife weighs in.
I have friends encouraging me to look at the M20, but I’ve also thought about a Piper Cherokee 6 or Lance. I’m also open to other suggestions. Another consideration, which I’m unsure about, is how much of a factor fixed or retractable gear will play into insurance costs, especially for a new pilot who trained in a C172.
If I do go with a Cirrus, the next question is new or used, and then which model. I’m worried that I’d be disappointed with the SR20, but am unsure if the difference in cost between the SR22 and 22T would be worth it (or affordable).
Any thoughts, suggestions, or insight would be much appreciated. Thanks in advance and looking forward to earning my wings very soon.