Insurance update

Flying news is theoretical for me at the moment. My plane is still trapped indefinitely at KGAI – 250 other planes marooned there, as I understand it approx 2,000 planes total in the DCA/JFK no-fly zones. Everyone properly gives the benefit of the doubt to security agencies at times like this. The open-ended refusal to allow relocation/evacuation flights, or explain why, becomes more questionable as time goes on. (One of the witnesses at a Congressional hearing yesterday referred to these craft as having been “confiscated,” which from a business perspective is essentially true.)

But I digress. Got insurance renewal quote from USAIG/AOPA agency. The rates actually went down! For the same amount of money as last year, $3200, can now get “smooth” $1m liability coverage, rather than $1m total/$200k person. This is with $200k hull rate.
Main explanation I can think of is greater total-time and time-in-type for me this year, compared to last. Last year, I had about 350 total hours, 30 in type. This year, 550 total, 230 in type.
At current rates, next year I will also have 550 total, 230 in type.
FYI

Flying news is theoretical for me at the moment. My plane is still trapped indefinitely at KGAI – 250 other planes marooned there, as I understand it approx 2,000 planes total in the DCA/JFK no-fly zones.

Jim,

Below is an email I received about the window to fly planes from GAI.

            Art

justed talked to ATC at the below number and they said this is an old

procedure (as of 2 hours ago). They said the notams will be out latter

today that will clarify how this will work.

-----Original Message-----

Subject: FW: [TSS] UPDATE RE GAI DEPARTURE PLAN

Here is more late-breaking information from another owner at GAI:


Bart,

I just checked mcaa-md.org (montgomery county airport association’s web

site) and they posted an update this morning at 8:15 am which says something

different; they say the following:

ATC starting allowing aircraft to depart late yesterday. Request will be

handled on an individual basis and processed. Request must be faxed to ATC

at 703-904-4459 and must include call sign, type of aircraft, point and time

of departure from TFR (Washington DC no fly zone) and your phone number.

Follow up fax with a call to ATC at 703-787-8179. Processing takes time, not

instantaneous approvals. Departure will be staggered with other Maryland

airport departures. Good luck!

Supposedly, all departure flights out of GAI will have madatory checks of

the flight crew and their credentials by a law enforcement officer who will

escort the crew to their aircraft. This, however, is not the information

coming from ATC. Aircraft have been allowed to depart since public areas in

airport were closed yesterday without any security inspections taking place.

Stand by for update.

Wendy Carter.

(wendy is GAI airport manager.)

-----Original Message-----

Subject: Fwd: [TSS] UPDATE RE GAI DEPARTURE PLAN

Subject: [TSS] UPDATE RE GAI DEPARTURE PLAN
Date: Wed, 26 Sep 2001 10:55:12 -0400

For information purposes… NOT final yet!

DRAFT OF THE FAA PLAN–THIS IS NOT FINAL UNTIL POSTED BY THE FAA

WHAT: Temporary/controlled release of aircraft inside the 25 mile
restricted veil of DCA. Aircraft will depart only, no arrivals.

WHY: Provide window to leave because the restriction is indefinite.

WHEN: Departure windows may be staggered by airport (not just by State)
for Maryland Airports. 0800L - 1200L on the following days…

28 and 29 September
05 and 06 October
2 and 13 October

WHO: FAA will determine the best departure sequence-possible staggered,
to be announced via NOTAM.

HOW: Exact departure procedures will be available via NOTAM, flight
service. This notice is merely in anticipation of the release. Flight
Crew- will have to file flight plan and obtain clearance. I believe
routing will be shortest route outside Class B. Before departing,
flight crew will need to be “screened” by law enforcement officer.

AIRPORT MGMT ROLE:
To safe guard the flight and ensure security…FAA will make mandatory
in one fashion or another…

  1. Law Enforcement Officer shall be required to check the flight crew
    and their credentials and provide escort to the aircraft. I suggest
    working with the local Sheriffs Dept or local State Police barracks and
    see if they can provide manpower on the times mentioned above. They
    will need to be briefed.

  2. Coordination of security between local airport and ATC to be
    determined. For starters, I suggest maintaining a log of pilot,
    certificate # as well as aircraft # to ensure security compliance (more
    later)

Departure Profiles:

o Only required aircraft crew members are allowed in airplane.
o All departures will be away from the Metropolitan areas.
o All aircraft will proceed on course, away from the 25 nautical mile
(NM) restricted area, when they are outside the 25 NM restricted area.
o All aircraft will file either an IFR or VRF flight plan
o All aircraft will be on discrete beacon codes.
o All aircraft will maintain 2-way radio communication with FAA Ar
Traffic
Controllers.
o Direct communications link between New York and Washington Centers
and the north East Air Defense (NEAD) sector will be maintained
throughout the operation.
o Military aircraft on Combat Air Patrol (CAP) will remain in assigned
CAP position or coordinate for movement with appropriate ATC facility.

Note: point of departure security must be addressed. Due to proximity
to many high value targets, security procedures will be enacted. Local
law enforcement will examine the identification of all crew members and
escort them to the aircraft. All aircraft are restricted to departure
flight out of the 25 NM veil.

My premium dropped significantly as well on my recent renewal (however still not exactly cheap)- covered by USAIG with excess liability coverage by Clarendon National Insurance.

During the last year I did not rack up very much in total hours, but I did log quite a bit of training from Wings Aloft, received my IFR certification, and underwent unusual attitude training. Being a new low time pilot, anything, especially the IFR training, helps.

Do you mind me asking what your total time is and
if you are talking about an SR20. I pick up my SR20 on Nov 15th and have yet to get a quote below $5950 for $1M $100K per & $250 Hull. I have 200+ hours with instrument. Any suggestions?

My premium dropped significantly as well on my recent renewal (however still not exactly cheap)- covered by USAIG with excess liability coverage by Clarendon National Insurance.

During the last year I did not rack up very much in total hours, but I did log quite a bit of training from Wings Aloft, received my IFR certification, and underwent unusual attitude training. Being a new low time pilot, anything, especially the IFR training, helps.

265 hrs, IFR, SR22,ie hull 300k, $1m/100k current quote $5,130, increase per person to 200k for approx $200 more.

The most important issue is your agent and their experience with Cirrus aricraft. They must have good relationships with a number of underwriters that are currently insuring Cirrus planes.

Based on an earlier post here I am working with Lara at Zannete Aviation Insurance, San Carlos, CA tel. 650.593.3030.

Bob