Wrong! If you fly a Cirrus, then you should invest in your own safety by joining COPA for $65. COPA members have an astoundingly lower rate of involvement in fatal accidents than non-members. Like 1/4! You are worth it!
As Marc gave you a succinct response to all of your questions, let me add some details for the benefit of those reading the Guest forums.
What is really, really hard is to read the accident reports where Cirrus pilots ride the plane into the ground. At least one accident from 12,000 feet in a 15-turn spin. With a family of four aboard. And the parachute rocket deployed on impact.
If you are asking the question and fly a Cirrus, then you need to practice, just not talk about it. Cory Lidle is on videotape during a sports interview talking about pulling the parachute handle if anything goes wrong. And then soon after hits a building in a Cirrus SR20.
Yup, lots of variations. First off-airport landing in a Cirrus into a corn field resulted in two serious injuries, one permanently paralyzed. Chute landings have been into shrubs, trees, power lines, communication towers, residential street, river bay, retention pond, canal, field, even a mountain scree field. Only fatalities have been when pulling the chute too low (528’ in a 3-turn spin and about 200’) or when airspeed is too high (twice Vpd).
Great introduction to Cirrus knowledge. But even more on the member side. And let me encourage you to consider a Cirrus Pilot Proficiency Program weekend. Combine the best flight and ground instruction in a Cirrus with social interaction with amazing groups of Cirrus pilots.
Have a great Cirrus day! [;)]