I just closed out my financing thru Western Air Finance ( last week and thought I would pass on this info for those looking at financing. It was a very pleasant experience from start to finish. I found their rates and terms to be better than MBNA and Cirrus. I have nothing good to say about my experience with MBNA! Call Donna Jones at 775-884-1887 for more info. Very sweet lady. Also, The SR22 is fabulous!